You Don't Need Dental Insurance to Get the Best Dental Care
Whether you need emergency dental care or if you just need routine dental care – like a dental cleaning and exam, our dental office in Fort Collins is here to help. We don’t require patients to have dental insurance and we offer a variety of payment options, so you can get the dental care you need without breaking the bank.
How to Get Care With No Dental Insurance
You can get a dentist appointment without insurance at our Fort Collins dental office. We do our best to provide affordable dental care and flexible payment options. We even have our own in house plan that comes with its own dental benefits designed to keep dental cost down..
As our patient, our dental practice makes it as easy as possible to get the dental care you and your family need in a variety of ways that don’t require a dental insurance plan. We have three main options for you to receive care without dental insurance:
Any or all of the options below are welcomed at our Fort Collins Dental Office.
Alternate Forms of Payment (Cash / Credit Card)
We’re happy to accept both cash and credit for the services that we provide. We can even take payment over the phone.
Care Credit Financing Program
Care Credit Financing is a dental financing program that is accepted at many dental offices for those without dental health insurance. This program allows you to finance your dental care with relatively low monthly payments. You can use this program to pay for emergency dental service procedures or routine dental work such as crowns, root canals, and braces.
We offer 0% interest when you use Care Credit for one year. Dr. Murphy actually pays the interest for you during that one year.
Delta Dental Clear Plan
Call 1-855-243-8335 – provide them with your date of birth and zip code for your monthly premiums. They will inform you of the dental coverage associated with this option.
Make sure it is the Clear Plan as there are no waiting periods, maximums, etc
You can contact our office for more information 970-225-8081.
Murphy Dental Discount Plan
Benefits:
- No Annual Maximum
- No Deductibles
- No Waiting Periods
- Covers Initial Comprehensive Exam, X-rays, and Healthy Mouth Cleaning (Waived with Sign-Up Fee)
- One 6-Month Check-Up Examination with Healthy Mouth Cleaning
- Periodontal disease patients will receive their 4th periodontal maintenance cleaning at no charge (must be completed within 12 months of sign up date with Murphy Dental Plan)
- With Sign-Up Fee, Coverage Begins Immediately and Continues for 12 Consecutive Months
- Up to 20% or More Discounted Fees on Treatment!
- Coverage for Emergency Visits and X-Rays
Annual Cost:
- Member 12 years and older: $275.00
- Dependents 11 years of age and younger: $180.00
Pricing is current as of December, 2024. Please call for any pricing changes
No ID Card or Membership # Required!
- Upon filling out our enrollment forms and submitting your annual fee, all discounted rates are available immediately!
- The coverage begins the day you enroll and lasts for 12 consecutive months.
Disclosures
- This is a dental discount plan and IS NOT dental insurance.
- This plan cannot be combined with any other dental insurances.
- It is good ONLY at Murphy Dental and cannot be used with any specialists.
- Should there be dental treatment needed following any type of injury where a lawsuit and therefore outside medical, vehicle, trading services, disability or workman’s comp type insurances are involved, this discounted plan cannot be used.
Non-refundable and Non-transferable
No refunds are given if patient chooses not to use their dental plan even if no treatment is required.
All Payments are due at the time services are rendered.
Plan is subject to change with UCR increases.
Don't Wait to Get Dental Treatment
The American Dental Association recommends that most people come in for a patient exam and dental cleaning twice annually. This is preventative dentistry and can help nip dental issues in the bud before they become a major problem.
Waiting to get necessary dental care because you’re concerned about your insurance status is a big mistake. A relatively minor dental emergency can worsen over time and turn into major dental problems that may damage your overall oral health. As dental problems become worse, they usually become more complicated and costly to treat.
For example, an infected tooth that requires a root canal can lead to a more serious dental infection if left untreated. This infection can travel to surrounding teeth and gums. This can result in tooth loss, bone loss, and even periodontal disease (gum disease). A missing tooth creates its own problems. It can result in the need for dental implants to keep your teeth from shifting and causing additional bone loss.
You can see how one relatively minor (and treatable) dental problem can have a cascading effect that becomes more and more challenging to treat and has a negative impact on your overall dental health. Getting the dental procedure you need can prevent more serious dental issues down the road.
A dental exam with our Fort Collins dentist, Dr. Murphy, is the best way to determine what treatments are available for your current dental needs. You’ll also have the opportunity to work with our staff to learn about payment options for the various available treatments.
Call Us to Get the Dental Care You Need
Many of our patients don’t have dental insurance.
Just because you have no dental insurance doesn’t mean that you can’t get high-quality health care. We believe in being as flexible as possible to ensure that you’re able to receive the care, treatment, and dental services that you and your family require.
We make it as simple as possible for you to attain and maintain your overall oral health. Contact our Fort Collins Dentistry to set up a patient appointment and learn more about your financing and payment options.
