Fraud Blocker Guardian Dentist Fort Collins - We Take Guardian Insurance

Guardian Dentist Fort Collins – We Take Guardian Insurance

We Proudly Take Guardian Insurance

Guardian Dental Insurance Dentist in Fort Collins (North Fort Collins)

Guardian is a large dental insurance company who many Fort Collins employers choose for their employees’ dental insurance. We keep your Guardian dental insurance on file making it an easy transition for any new or existing patient whose dental insurance has changed.

Guardian Dental PPO Dental Insurance: Plans We Accept

Most Guardian plans are PPO dental insurance plans and are accepted at Murphy Dental. Note that we unfortunately do not accept Guardian HMO dental insurance – as these plans will not Murphy Dental for services provided.

As mentioned, most plans are PPO and we will always verify each individual’s insurance regardless.
We look at the patient’s insurance history to accurately assess the maximum amount used, deductible met, and frequency limitations (how often you’re eligible for certain types of recurring preventive procedures like exams and cleanings).

Guardian PPO Dental Insurance Plans - What’s Covered?

Preventive Treatments

Guardian dental insurance typically follows the same structure with preventive services such as prophylaxis (non-disease) cleanings, and fluoride which is often covered for children and occasionally for adults. We always check your coverage to confirm. Diagnostic (x-rays) and exams are covered at one hundred percent. There are frequency limitations on panoramic images and bitewing x-rays.

Basic Treatments

Basic services with most of Guardian’s dental plans are at a coinsurance of 80/20 – meaning the insurance will pay 80% and patient portions that you’re responsible for paying is the 20%. Some treatments that fall under this “Basic” category include treatments like periodontal disease therapy, endodontics (root canals), oral surgery (tooth pulled/extraction), and fillings (cavities).

Major Treatments

Major treatment are typically classified at 50% – meaning patients are required for 50% of the cost of the procedure. Treatments considered “Major” would include implants, bridges, crowns, sinus lift, bone grafts, and other surgical and prosthetics treatments.

We Let You Know Your Costs and Coverage

Call Our Dental Office with Guardian Insurance Questions: (970) 225-8081

We know how confusing it can be to figure out dental insurance.

After your initial exam if there is treatment necessary, we will provide you the best estimate based on all the detailed information we obtain from your personal insurance. Guardian is located in various states but is honored in Colorado.

Our Dentistry Offers a Hassle-Free Insurance Experience

As a network provider, we will submit all of your insurance claims directly to Guardian.  We will work hard to keep your out of pocket costs as low as possible.

Easy Payment Options

We accept most major insurance, cash, most credit cards, and offer patient financing with Cherry and CareCredit.
50% OFF

Fort Collins Location

Welcome from Dr. Murphy

About Dr. Murphy

We are excited to welcome you to Murphy Dental! Our goal is to provide excellent care and a relaxing environment for our patients. Whether you are looking for a routine checkup, cosmetic dentistry, emergency dentistry or restorative care, we can help!

We offer general dentistry, including cleanings, exams, X-rays, fillings, crowns and more. We also can provide restorative care, including endodontics, implantology and periodontics. We take pride in offering outstanding service at affordable prices.

Dr. Murphy is our Fort Collins Dentist. He is a member of the American Dental Association (ADA), the Colorado Dental Association (CDA). Our Fort Collins dental practice is consistently rated as a Top Dentist in 5280 Magazine thanks to Dr. Murphy and his skilled team of dental hygienists.

Our Reviews

We’re proud to offer you  the latest technology and most comfortable amenities:  


4.8 / 5.0

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4.8 / 5.0

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4.9 / 5.0

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In addition to our great reviews, we’re proud to have an A+ rating with the Better Business Bureau.

Current Specials & Services

New Patient Specials


Comprehensive Dental Exam

- Full Mouth X-Rays
- Panoramic X-Rays
- Comprehensive Oral Exam

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Emergency Exam

Emergency Exam (Problem-Focused) and X-Ray for Diagnosis: $50.00**

(*Fee Waived with same-day treatment)

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Multiple Whitening Options

- Zoom!® In-Office Whitening with Take-Home Trays for $450
- Zoom!® In-Office Whitening without Take-Home Trays $350
- Take-Home Trays for $250
- GlossRay Take Home Kit for $95

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CT Scan

- Lower Radiation Than X-Rays
- Better Technology Than X-Rays
- For Implants, Impacted Teeth, Surgical Procedures

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In Office Bleaching

Includes Take Home Trays

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Kids Exam

- Child Exam
- Teeth Cleaning
- X-Ray
- Fluoride

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Call for Details

Dental Implants

- Start to Finish
- Surgical Implant & Placement
- Abutment
- Porcelain Crown

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$500 Off

SureSmile Clear Aligners

- Straightens Teeth
- Fabulous Smile
- Includes Whitening

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Fluoride Treatment

- With Dental Cleaning
- Limited Time Only

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All Services

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