Fraud Blocker Ameritas Dentist Fort Collins - We Take Ameritas Insurance

Ameritas Dentist Fort Collins – We Take Ameritas Insurance

We Proudly Take Ameritas Insurance

Murphy Dental is an Ameritas Preferred Dental Provider

Dr. Michael P Murphy DDS Murphy Dental accepts and is a preferred provider with Ameritas. We are contracted at their dictated fee and we will inquire with your dental insurance plan before your first appointment.

We Guide You Through the Process with Ameritas

We will verify all benefits, frequencies and be aware of your dental insurance plan details and fees that your employer has chosen for his employees or details of a purchased online insurance plan. As long as we have your current dental insurance provider on file and updated, we will thoroughly walk you through your dental benefits towards any recommended dental treatment and provide you our best estimate based on your dental insurance plan.  

What Ameritas Covers (This May Vary - Call for Current Details)

Preventative Treatments

Co-Insurance is usually 100% covered by Ameritas for most dental insurance plans. This would include free diagnostic and preventive services such as dental cleaning, x rays, and exams.

Basic Restorative Treatments

If more services are needed the average typical insurance will cover 80% of restorative services such as fillings, cavities, amalgams, composite fillings, crown build ups and various tooth restorative codes, insurance usually classify this as a basic service.

Oral Surgery (Root Canals & Tooth Extraction)

Typical Ameritas insurance dental plans classify root canals at 80% so your portion would only be 20% of the root canal. Oral Surgery is typically classified at 80% for tooth extraction

Major Restorative Dental Procedures

Major services such as crowns, bridges, implants, dentures, are typically covered at 50%.

Other Details

There are many fine print clauses and details to each individual’s specific plan which are important to ensuring you utilize the dental insurance provided to you thru your employer or retirement program. We accept Ameritas and will contact your insurance company and document the fine details per your specific plan to provide you with the best financial estimate for your specific recommended treatment, if needed.

Employers who May Currently Be Offering Ameritas

Some common employers with Aetna are, CVS, Align, CEMEX Inc.,AMN healthcare, ADP, Aristocat Audio, Bystronic Glass inc., Obsidian, Church and Dwight, FEDVIP, My Life ins., Holman Auto, NY Life insurance, Holman Auto, Just Works, Medical solutions, Quest diagnostics, satellite, Verizon, JCPenny, PA counseling, Rural Carrier Benefit, Society of the precious blood*

*Employers have the option to change dental insurance companies therefore these employers listed may have change or will change

Take the Guesswork out of Ameritas Dental Insurance -

Call (970) 225-8081 with your dental insurance questions

We know how tricky it can be to figure out insurance – fortunately, we do it every day and are happy to work with you to answer your questions about your Ameritas Dental Insurance.

As with most insurance companies, there are some procedures that may be fully or partially covered by Ameritas.  There are other procedures that may not be covered by Ameritas.

We can tell you what procedures your particular plan covers as well as what fees to expect when Ameritas doesn’t completely cover specific services.

We’ll reduce your out of pocket costs as much as possible and we’ll submit your insurance claims to Ameritas.

Easy Payment Options

We accept most major insurance, cash, most credit cards, and offer patient financing with Cherry and CareCredit.
50% OFF

Fort Collins Location

Welcome from Dr. Murphy

About Dr. Murphy

We are excited to welcome you to Murphy Dental! Our goal is to provide excellent care and a relaxing environment for our patients. Whether you are looking for a routine checkup, cosmetic dentistry, emergency dentistry or restorative care, we can help!

We offer general dentistry, including cleanings, exams, X-rays, fillings, crowns and more. We also can provide restorative care, including endodontics, implantology and periodontics. We take pride in offering outstanding service at affordable prices.

Dr. Murphy is our Fort Collins Dentist. He is a member of the American Dental Association (ADA), the Colorado Dental Association (CDA). Our Fort Collins dental practice is consistently rated as a Top Dentist in 5280 Magazine thanks to Dr. Murphy and his skilled team of dental hygienists.

Our Reviews

We’re proud to offer you  the latest technology and most comfortable amenities:  


4.8 / 5.0

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4.8 / 5.0

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4.9 / 5.0

See ZocDoc Reviews

In addition to our great reviews, we’re proud to have an A+ rating with the Better Business Bureau.

Current Specials & Services

New Patient Specials


Comprehensive Dental Exam

- Full Mouth X-Rays
- Panoramic X-Rays
- Comprehensive Oral Exam

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Emergency Exam

Emergency Exam (Problem-Focused) and X-Ray for Diagnosis: $50.00**

(*Fee Waived with same-day treatment)

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Multiple Whitening Options

- Zoom!® In-Office Whitening with Take-Home Trays for $450
- Zoom!® In-Office Whitening without Take-Home Trays $350
- Take-Home Trays for $250
- GlossRay Take Home Kit for $95

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CT Scan

- Lower Radiation Than X-Rays
- Better Technology Than X-Rays
- For Implants, Impacted Teeth, Surgical Procedures

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In Office Bleaching

Includes Take Home Trays

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Kids Exam

- Child Exam
- Teeth Cleaning
- X-Ray
- Fluoride

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Call for Details

Dental Implants

- Start to Finish
- Surgical Implant & Placement
- Abutment
- Porcelain Crown

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$500 Off

SureSmile Clear Aligners

- Straightens Teeth
- Fabulous Smile
- Includes Whitening

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Fluoride Treatment

- With Dental Cleaning
- Limited Time Only

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All Services

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