Delta Dental Dentist in Fort Collins (North Fort Collins)
Two large employers in Fort Collins – Walmart & UCHealth typically offer Delta Dental Insurance Plans to their employees as part of their overall health care benefits. Delta Dental Insurance PPO is accepted at Murphy Dental, and we are in network for all of your dental care needs.
We are preferred providers with Delta Dental Premier/PPO of all States including Colorado. Accessing your personal dental benefits can be easily obtained by our front staff with a few questions.
Delta Dental has many insurance plans with many large employers locally here in Fort Collins. We value our local healthcare providers at UCHealth, and Dr. Murphy takes pride in providing oral healthcare services to those who do so much for our community, especially in the last few years.
Your Delta Dental Insurance Plan
Delta Dental is one of the largest dental insurance providers and they provide thousands of different Delta Dental insurance plans. Your Delta Dental insurance will be one of the thousand of dental insurance plans they offer for employers to choose from:
- Online Delta Dental Plans
- Retired Delta Dental Plans
- Kaiser Delta Dental Plans
… (the list goes on and on)
Since these dental coverage plans vary, it is vital we get your specific ID or Member ID number, your group number and if possible the group plan name, and if it is Delta Dental through your employer.
Accessing Your Benefits
Accessing member details and benefits of your Delta Dental Plan may vary. Delta Dental typically uses the patient’s social security number and date of birth to access their benefits either online or via telephone. UC Health does things a bit differently and uses ID numbers and group numbers. Regardless, we will access all the benefit details specific to your Delta Dental plan and keep them on file. This will allow us to access any limitations or frequencies associated with your plan. This can include items like a missing tooth clause, a waiting period, and detailed co-insurance information for basic and major services.
Delta Dental Insurance Coverage
Delta Dental Insurance falls into the Anything beyond preventive typically has a $50.00 deductible, anything beyond preventive usually falls under a basic or major dental treatment services.
Preventive
Preventive services include dental cleanings, exams and x-rays. Most of the Delta Dental plans through an employer are the standard 100%. However, Delta Dental does have some insurance plans that are only 80% for preventive services. By providing us your specific dental plan information, we can tell you what is covered.
Basic
Basic treatments under Delta Dental can be services like fillings, root canals, oral extractions and periodontal therapy services. Basic is usually 80% under most Delta Dental Insurance plans. Note that we do encounter some Delta Dental Insurance plans that only cover 60% for Basic services. This is another case where you’ll wish to call us to determine exactly what is covered under your specific Delta Dental Insurance Plan.
Major
Major services under Delta Dental Insurance plans typically cover procedures like dental implants, dental crowns, bridges, and similar prosthodontic treatment. These services are typically 50% covered by insurance – although for some of their plans the coverage is a bit less – at just 40%
Delta Dental’s “The Clear Plan”
Delta offers a dental care insurance plan online that we suggest to some patients to maintain their oral health. the plan is called “The Clear Plan”. The premium is based on your date of birth and zip code, and it is a plan you purchase online. They cover a lot of common dental treatment codes at a set fee for the patient to pay the dentist and the Delta Dental Clear Plan will pay the remainder.
This plan has worked quite well for many of our patients looking for some help financially for dental treatment.
Have Delta Dental Insurance From a Different State?
Some Delta Dental Companies from different geographic areas in the United States are presented below. We are in network and accept Delta Dental Insurance Plans from All States (and regions) – including but not limited to these following plans:
- Delta Dental of Alaska
- Delta Dental of Arizona
- Delta Dental of Arkansas
- Delta Dental of California
- Delta Dental of Colorado
- Delta Dental of Connecticut
- Delta Dental of Delaware
- Delta Dental of District of Columbia
- Delta Dental of Georgia
- Delta Dental of Hawaii – Hawaii Dental services
- Delta Dental of Illinois
- Delta Dental of Indiana
- Delta Dental of Iowa
- Delta Dental of Kansas
- Delta Dental of Kentucky
- Delta Dental of Louisiana
- Delta Dental of Maryland
- Delta Dental of Massachusetts
- Delta Dental of Michigan
- Delta Dental of Milwaukee
- Delta Dental of Minnesota
- Delta Dental of Mississippi
- Delta Dental of Montana
- Delta Dental of Nebraska
- Delta Dental of New Hampshire
- Delta Dental of New Mexico
- Delta Dental of New York
- Delta Dental of North Carolina
- Delta Dental of North Dakota
- Delta Dental of Ohio
- Delta Dental of Oklahoma
- Delta Dental of Oregon
- Delta Dental of Pennsylvania
- Delta Dental of Puerto Rico
- Delta Dental of Rhode Island
- Delta Dental of South Carolina
- Delta Dental of South Dakota
- Delta Dental of Tennessee
- Delta Dental of Texas
- Delta Dental of Utah
- Delta Dental of Vermont
- Delta Dental of Virginia
- Delta Dental of Washington
- Delta Dental of West Virginia
- Delta Dental of Wisconsin
- Delta Dental of Wyoming
- New Jersey Delta Dental
- Northeast Delta Dental Maine
Take the Guesswork out of Dental Health Insurance.
Please Call With Your Questions (970) 225-8081
Having a great dental insurance plan like Delta Dental is important in maintaining your oral health. Unfortunately, taking the time to read through an insurance plan online to figure out what dental care services are covered and what dentists are in network can be confusing. We are experts at working with your insurance company to determine what is completely covered by insurance, and what may be only partially recovered and require an out of pocket cost.
We’ll be able to tell you what services are covered by Delta Dental, and what kind of fees to expect for dental procedures. Our staff will work hard on your behalf to submit your insurance claims to reduce your overall expenses to the greatest amount possible.
Our staff is always available to help answer any Delta Dental insurance-related questions.
