Fraud Blocker Aetna Dentist Fort Collins - We Take Aetna Insurance

Aetna Dentist Fort Collins – We Take Aetna Insurance

We Proudly Take Aetna Insurance

We Are an Aetna Dental Insurance Preferred Provider

Dr. Michael P Murphy DDS (Murphy Dental) accepts and is a preferred provider with Aetna. We are contracted at their dictated fee and we will inquire with your specific dental insurance plan under Aetna before your first appointment. We will need the policyholder of the insurance, date of birth for patient and policy holder, member ID and group number if you have it. Some insurance companies do not provide ID numbers and default to the policy holder’s social security guard to obtain details of your insurance.

We Help You Navigate Aetna Insurance

We will verify all your dental benefits, frequencies and be aware of your dental insurance plan details and fees that your employer has chosen for his employees or details of a purchased online insurance plan. As long as we have your current dental insurance provider on file and updated we will thoroughly walk you through your dental benefits towards any recommended dental treatment and provide you our best estimate based on your dental insurance plan.

What Aetna Dental Insurance Covers

Preventative Treatments

Co-Insurance is usually 100% covered by Aetna for most dental insurance plans. This would include free diagnostic and preventive services such as dental cleaning, x rays, and exams.

Basic Restorative Treatments

If more services are needed the average typical insurance will cover 80% of restorative services such as fillings, cavities, amalgams, composite fillings, crown build ups and various tooth restorative codes, insurance usually classify this as a basic service.

Oral Surgery (Extractions and Root Canals)

Typical Aetna insurance dental plans classify root canals at 80% so your portion would only be 20% of the root canal. Oral Surgery is typically classified at 80% for tooth extractions.

Major Restorative Dental Procedures

Typically, you can expect around 50% coverage by Aetna for major restorative dental services like implants, bridges, dentures and dental crowns.

Other Aetna Dental Insurance Details

There are many fine print clauses and details to each individual’s specific plan which are important to ensuring you utilize the dental insurance provided to you thru your employer or retirement program., We accept Aetna and will contact your insurance company and document the fine details per your specific plan to provide you with the best financial estimate for your specific recommended treatment, if needed.

Aetna Fee Plan

We accept the Aetna fee plan, in which the patient pays us the Aetna fees for treatment versus paying the usual and customary rate for your Dentist.

Aetna Insurance Plans Vary

Not all Aetna dental insurance is the same and varies in benefits per the patient’s group number so the coinsurance for services may fall under different categories and the co-insurance could vary for patient and what your Aetna dental insurance company will pay for with your dental plan.

Aetna Dental Insurance Deductibles

Each Aetna dental insurance plan will also have different deductibles and a maximum amount they will pay out per year. Typically anything beyond preventative or diagnostic the insurance dental plan has a once a year deductible usually at $50.00. Your dental insurance will pay out to your dental maximum based on what they pay and you pay on coinsurance treatments. We keep an eye on this for you at Murphy Dental and will ensure we utilize your dental insurance for your best benefit.

Employers Who May Currently Be Offering Aetna Dental Insurance

Some common Colorado employers with Aetna are CVS, Align, CEMEX Inc.,AMN healthcare, ADP, Aristocat Audio, Bystronic Glass inc., Obsidian, Church and Dwight, FEDVIP, My Life ins., Holman Auto, NY Life insurance, Holman Auto, Just Works, Medical solutions, Quest diagnostics, satellite, Verizon, JCPenny, PA counseling, Rural Carrier Benefit, Society of the precious blood*

*Employers have the option to change dental insurance companies therefore these employers listed may have change or will change

Our Dentistry Takes the Guesswork out of Health Insurance

Call If You Have Questions (970) 225-8081

We work with insurance companies every day and are able to answer any questions that you have regarding your Aetna Dental Insurance.

Some dentistry procedures – like dental exams – may be partially or even fully paid by Aetna depending on your specific dental plan.

We can tell you what procedures your particular plan covers as well as what fees to expect when Aetna doesn’t completely cover specific services.

We will work hard for you and will submit your insurance claims to Aetna in order to reduce your out of pocket costs as much as possible.

We have appointments available and provide a full range of dentistry services to help you to improve and maintain your overall oral health.

Easy Payment Options

We accept most major insurance, cash, most credit cards, and offer patient financing with Cherry and CareCredit.
50% OFF

Fort Collins Location

Welcome from Dr. Murphy

About Dr. Murphy

We are excited to welcome you to Murphy Dental! Our goal is to provide excellent care and a relaxing environment for our patients. Whether you are looking for a routine checkup, cosmetic dentistry, emergency dentistry or restorative care, we can help!

We offer general dentistry, including cleanings, exams, X-rays, fillings, crowns and more. We also can provide restorative care, including endodontics, implantology and periodontics. We take pride in offering outstanding service at affordable prices.

Dr. Murphy is our Fort Collins Dentist. He is a member of the American Dental Association (ADA), the Colorado Dental Association (CDA). Our Fort Collins dental practice is consistently rated as a Top Dentist in 5280 Magazine thanks to Dr. Murphy and his skilled team of dental hygienists.

Our Reviews

We’re proud to offer you  the latest technology and most comfortable amenities:  


4.8 / 5.0

See Google Reviews

4.8 / 5.0

See Facebook Reviews

4.9 / 5.0

See ZocDoc Reviews

In addition to our great reviews, we’re proud to have an A+ rating with the Better Business Bureau.

Current Specials & Services

New Patient Specials


Comprehensive Dental Exam

- Full Mouth X-Rays
- Panoramic X-Rays
- Comprehensive Oral Exam

Learn More

Emergency Exam

Emergency Exam (Problem-Focused) and X-Ray for Diagnosis: $50.00**

(*Fee Waived with same-day treatment)

Learn More

Multiple Whitening Options

- Zoom!® In-Office Whitening with Take-Home Trays for $450
- Zoom!® In-Office Whitening without Take-Home Trays $350
- Take-Home Trays for $250
- GlossRay Take Home Kit for $95

Learn More

CT Scan

- Lower Radiation Than X-Rays
- Better Technology Than X-Rays
- For Implants, Impacted Teeth, Surgical Procedures

Learn More

In Office Bleaching

Includes Take Home Trays

Learn More

Kids Exam

- Child Exam
- Teeth Cleaning
- X-Ray
- Fluoride

Learn More
Call for Details

Dental Implants

- Start to Finish
- Surgical Implant & Placement
- Abutment
- Porcelain Crown

Learn More
$500 Off

SureSmile Clear Aligners

- Straightens Teeth
- Fabulous Smile
- Includes Whitening

Learn More

Fluoride Treatment

- With Dental Cleaning
- Limited Time Only

Learn More

All Services

Scroll to Top