Fraud Blocker Blue Cross Blue Shield Dentist Fort Collins

Blue Cross Blue Shield Dentist Fort Collins

We Take Blue Cross - Blue Shield

Blue Cross and Blue Shield Dentist in Fort Collins (North Fort Collins)

We are in network with Blue Cross and Blue Shield and accept thousands of their dental insurance plans. There are Dental Blue with the 100, 200 or 300 plan which we accept. 

Blue Cross / Blue Shield Dental Insurance has thousands of plans with all different co-insurance, deductibles, maximums, and limitations. We more than likely accept your Blue Cross dental insurance – call us for details.

We are commonly asked about two dental insurance plans in particular:

  • Blue Cross and Blue Shield of Illinois Dental Insurance
  • Blue Cross and Blue Shield of Texas Dental Insurance

Both of the above dental insurance plans are in Network at Murphy dental (we accept your dental insurance).  We also accept the dental insurance from just about all other Blue Cross Blue Shield state locations.


We Accept Blue Cross & Blue Shield From Just About Anywhere

Blue Cross and Blue Shield From Different States

Many different states hold their Blue Cross and Blue Shield headquarters in Colorado.  Others use a different state as their Blue Cross and Blue Shield home.  For the most part, it doesn’t really matter which state your Blue Cross and Blue Shield is headquartered in – we probably accept it. 

Federal Blue Cross & Blue Shield Dental Insurance

In addition to state plans, Federal Blue Cross / Blue Shield plans are also part of the network that we accept. Call us for details on your plan.

Blue Cross & Blue Shield Dental Insurance: What is Covered

Coverage may vary over time and slightly with each plan, but for the most part, here is the kind of coverage that you can accept from your Blue Cross Blue Shield  dental insurance:

Preventative Care – Typically, you’ll get 100% of preventative care with Blue Cross Blue Shield. This means that dental exams and cleanings are usually completely covered. This may also include x-rays and fluoride. Note that this preventative care usually is somewhat limited. For example, you may only be covered for two checkups per year. If you elected to get three cleanings a year (instead of two) – the additional cleaning may not be covered.

Basic Service – When it comes other procedures like oral surgery – including root canals – Blue Cross and Blue Shield dental insurance will typically cover around 80% of the overall procedure cost

Major Services – Other services are classified as “major” and Blue Cross and Blue Shield dental insurance will typically cover about 50% of procedures that fall under this “major” category.  Major procedures may include restorative dental procedures like dental crowns (among many other procedures).

Confused about what your Blue Cross & Blue Shield Dental Insurance Covers?

Call (970) 225-8081 with your dental insurance questions

We get it – dental insurance can be confusing.

As with most insurance companies, there are some procedures that may be fully or partially covered, while some procedures may not be covered at all.

We can tell you what procedures your particular plan covers as well as what fees to expect when Blue Cross and Blue Shield doesn’t cover all or part of the cost of a dental procedure.

We’ll reduce your out of pocket costs as much as possible and we’ll submit your insurance claims to Blue Cross & Blue Shield.

We even offer a financing plan through CareCredit and in house dental plans to help you meet the costs of dental procedures. 

Easy Payment Options

We accept most major insurance, cash, most credit cards, and offer patient financing with Cherry and CareCredit.
50% OFF

Fort Collins Location

Welcome from Dr. Murphy

About Dr. Murphy

We are excited to welcome you to Murphy Dental! Our goal is to provide excellent care and a relaxing environment for our patients. Whether you are looking for a routine checkup, cosmetic dentistry, emergency dentistry or restorative care, we can help!

We offer general dentistry, including cleanings, exams, X-rays, fillings, crowns and more. We also can provide restorative care, including endodontics, implantology and periodontics. We take pride in offering outstanding service at affordable prices.

Dr. Murphy is our Fort Collins Dentist. He is a member of the American Dental Association (ADA), the Colorado Dental Association (CDA). Our Fort Collins dental practice is consistently rated as a Top Dentist in 5280 Magazine thanks to Dr. Murphy and his skilled team of dental hygienists.

Our Reviews

We’re proud to offer you  the latest technology and most comfortable amenities:  


4.8 / 5.0

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4.8 / 5.0

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4.9 / 5.0

See ZocDoc Reviews

In addition to our great reviews, we’re proud to have an A+ rating with the Better Business Bureau.

Current Specials & Services

New Patient Specials


Comprehensive Dental Exam

- Full Mouth X-Rays
- Panoramic X-Rays
- Comprehensive Oral Exam

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Emergency Exam

Emergency Exam (Problem-Focused) and X-Ray for Diagnosis: $50.00**

(*Fee Waived with same-day treatment)

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Multiple Whitening Options

- Zoom!® In-Office Whitening with Take-Home Trays for $450
- Zoom!® In-Office Whitening without Take-Home Trays $350
- Take-Home Trays for $250
- GlossRay Take Home Kit for $95

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CT Scan

- Lower Radiation Than X-Rays
- Better Technology Than X-Rays
- For Implants, Impacted Teeth, Surgical Procedures

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In Office Bleaching

Includes Take Home Trays

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Kids Exam

- Child Exam
- Teeth Cleaning
- X-Ray
- Fluoride

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Call for Details

Dental Implants

- Start to Finish
- Surgical Implant & Placement
- Abutment
- Porcelain Crown

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$500 Off

SureSmile Clear Aligners

- Straightens Teeth
- Fabulous Smile
- Includes Whitening

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Fluoride Treatment

- With Dental Cleaning
- Limited Time Only

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All Services

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