Fraud Blocker MetLife Dentist Fort Collins - We Take MetLife Insurance

MetLife Dentist Fort Collins – We Take MetLife Insurance

We Proudly Take MetLife Insurance

MetLife Dental Insurance Dentist in Fort Collins (North Fort Collins)

Metropolitan Life Insurance Company (MetLife) is a major dental insurance company nationwide. Plans and coverage can vary drastically depending on your employer – as it is the employer who selects your dental insurance plan options. Our dental office accepts PPO Plans from MetLife.

Metlife Dental Insurance: PPO Plans vs HMO Plans

We Happily Accept MetLife PPO Dental Plans

Murphy dental is contracted with Metlife (we are in their dental network) and we accept Metlife PPO Dental Plans.

HMO Dental Plans

Many Metlife dental plans are HMO plans. PPO insurance is accepted, but not HMO. Unfortunately, we don’t get compensated for dental services we perform by HMO plans and therefore we are unable to accept HMO dental plans.

HMO or PPO? We Will Let You Know Your Specific Plan Details

We know you probably don’t like dealing with all the small print associated with insurance plans – that’s where we come in. We’ll let you know if your plan falls under the PPO or HMO designation.  We always check your insurance plan and associated coverage so you’ll know exactly what your plan covers – and what it doesn’t.

Preventive, Basic, and Major Services

Most insurance plans break down their coverage into three general categories: Preventive, Basic and Major. Here are the details for how Metlife handles each treatment category.
Preventive Dentistry Services Preventive dental care treatments cover routine preventive diagnostic procedures like exams and x-rays. These are procedures you might receive during your normal periodic dental checkup. In many cases, Metlife dental coverage applies to as much as 100% of preventive treatments. Basic Services Basic services dental insurance benefits with MetLife applies anywhere from about 40% – 60% for most plans. This can cover items like fillings and in some cases procedures like root canal therapy treatments. Major Services (Restorative Services) Major services can cover restorative procedures like dental crowns, bridges and dental implants. Metlife dental insurance plans oftentimes cover between 40% and 60% of these types of treatments. Note that emergency dentist procedures typically fall under the basic services or major services categories.

Confused about what your MetLife Dental Insurance Covers?

Call (970) 225-8081 With Insurance Questions.

We know how confusing it can be to figure out dental insurance.

Our insurance team works with insurance providers each and every day, and as a participating dentist that accepts MetLife, we can tell you exactly what services and in what amounts your MetLife dental insurance plan covers.

Your coverage will vary based on your specific plan.  Call us for details.

We Submit Your Insurance Claims

We take care of all the paperwork.  We’ll submit all your insurance information to MetLife so you don’t have to.

Don't Have MetLife?

If you don’t have MetLife or other insurance,you can still take advantage of financing options that we offer.  This includes Care Credit (explained below) which is a flexible payment option. We also have an in house dental plan to help you address any sort of dental emergency you may be experiencing – including cleanings, tooth decay and even dental surgery.

Easy Payment Options

We accept most major insurance, cash, most credit cards, and offer patient financing with Cherry and CareCredit.
50% OFF

Fort Collins Location

Welcome from Dr. Murphy

About Dr. Murphy

We are excited to welcome you to Murphy Dental! Our goal is to provide excellent care and a relaxing environment for our patients. Whether you are looking for a routine checkup, cosmetic dentistry, emergency dentistry or restorative care, we can help!

We offer general dentistry, including cleanings, exams, X-rays, fillings, crowns and more. We also can provide restorative care, including endodontics, implantology and periodontics. We take pride in offering outstanding service at affordable prices.

Dr. Murphy is our Fort Collins Dentist. He is a member of the American Dental Association (ADA), the Colorado Dental Association (CDA). Our Fort Collins dental practice is consistently rated as a Top Dentist in 5280 Magazine thanks to Dr. Murphy and his skilled team of dental hygienists.

Our Reviews

We’re proud to offer you  the latest technology and most comfortable amenities:  


4.8 / 5.0

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4.8 / 5.0

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4.9 / 5.0

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In addition to our great reviews, we’re proud to have an A+ rating with the Better Business Bureau.

Current Specials & Services

New Patient Specials


Comprehensive Dental Exam

- Full Mouth X-Rays
- Panoramic X-Rays
- Comprehensive Oral Exam

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Emergency Exam

Emergency Exam (Problem-Focused) and X-Ray for Diagnosis: $50.00**

(*Fee Waived with same-day treatment)

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Multiple Whitening Options

- Zoom!® In-Office Whitening with Take-Home Trays for $450
- Zoom!® In-Office Whitening without Take-Home Trays $350
- Take-Home Trays for $250
- GlossRay Take Home Kit for $95

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CT Scan

- Lower Radiation Than X-Rays
- Better Technology Than X-Rays
- For Implants, Impacted Teeth, Surgical Procedures

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In Office Bleaching

Includes Take Home Trays

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Kids Exam

- Child Exam
- Teeth Cleaning
- X-Ray
- Fluoride

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Call for Details

Dental Implants

- Start to Finish
- Surgical Implant & Placement
- Abutment
- Porcelain Crown

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$500 Off

SureSmile Clear Aligners

- Straightens Teeth
- Fabulous Smile
- Includes Whitening

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Fluoride Treatment

- With Dental Cleaning
- Limited Time Only

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All Services

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